All About CPP Disability Benefits: Questions And AnswersWhat are CPP Disability Benefits? Canada’s CPP Disability Benefits program is designed to help those disabled and unable to work to support themselves and their families. The CPP could be described as the equivalent of the US’s SSI program. However, while the two are very similar, many people find that the CPP is much less flawed than the United States disability programs. Who is eligible? Anyone who has a medical condition that prevents them from working and has made enough contributions to the CPP may be eligible for services. How long does the process take? The application process can take up to four months. However, this process will usually go much faster if you are careful to fill out your application completely and supply Service Canada with all the information or records that they may need to process your application in a timely manner. Are there any special exceptions to the rule? Some applicants applying for pensions benefits may have a different set of rules. Those who are terminally ill will be given special priority and their applications will be reviewed within 48 hours or less. A terminally ill applicant may qualify for other programs such as children’s benefits and death benefits for their families and children. Am I eligible for CPP Disability Benefits? If you are under 65, have stopped work due to disabilities or medical conditions and have contributed to the CPP for at least four out of six years then you may be eligible for pensions benefits. You also must have proof of a prolonged or severe disability that limits your ability to work. How do I apply? To apply, you can visit Service Canada online or have an application sent out by snail mail. Be sure to have all information that you may need handy such as details of your medical condition and personal information such as your birth certificate. Remember that the application process can take up to four months so be sure to fill out your application completely to ensure that you don’t encounter any road blocks which can prolong the application process. |