All About Disability Benefits

 

If you have a medical condition that limits your ability to work and support your family, you may be eligible for disability benefits. Disability benefits include monthly check replacements that will help you support yourself and your family along with certain health benefits such as Medicare. To receive disability benefits you will have needed to work long enough under Social Security and be able to prove that you are not able to work any longer. To help determine if you are eligible, here are the five questions that the SSA will ask themselves when processing an application to determine if someone is indeed disabled . . .
  1. Are you working?
  2. How severe is your condition?
  3. Does the condition match up to a condition on the List of Impairments?
  4. Can you still do your work effectively?
  5. Are you capable of working in another field?

To begin the application process you can visit any Social Security locations closet to you or you can apply online. In order to apply you will need the following information:

  • Your Social Security Number
  • A copy of your birth certificate
  • Doctor’s names and contacts of which you’ve been treated by
  • Your medication information including dosage and names
  • Medical records
  • Any lab test results
  • A copy of your latest W-2 form
  • Verification of where you worked and what your position was

If you have any dependants, your family may also be eligible to receive benefits. These family members may include your spouse, children, adopted children, stepchildren or grandchildren. A divorced spouse may also benefit from the program. The requirements of this would include that the spouse be over 62 years of age and that you two were married for at least ten years. By making a request for your divorced spouse to receive benefits, it will in no way affect the benefits that you receive for your current spouse or children.

When it comes to applying for new benefits, the best way to receive quick results is to apply as soon as possible. Long drawn out waits may result in a more complicated process. To learn more about disability benefits visit a social security office nearest you or visit the SSA online.

 

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