All About Disability BenefitsIf you have a medical condition that limits your ability to work and support your family, you may be eligible for disability benefits. Disability benefits include monthly check replacements that will help you support yourself and your family along with certain health benefits such as Medicare. To receive disability benefits you will have needed to work long enough under Social Security and be able to prove that you are not able to work any longer. To help determine if you are eligible, here are the five questions that the SSA will ask themselves when processing an application to determine if someone is indeed disabled . . .
To begin the application process you can visit any Social Security locations closet to you or you can apply online. In order to apply you will need the following information:
If you have any dependants, your family may also be eligible to receive benefits. These family members may include your spouse, children, adopted children, stepchildren or grandchildren. A divorced spouse may also benefit from the program. The requirements of this would include that the spouse be over 62 years of age and that you two were married for at least ten years. By making a request for your divorced spouse to receive benefits, it will in no way affect the benefits that you receive for your current spouse or children. When it comes to applying for new benefits, the best way to receive quick results is to apply as soon as possible. Long drawn out waits may result in a more complicated process. To learn more about disability benefits visit a social security office nearest you or visit the SSA online.
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Disability Benefits: Disabled Adult Child Benefits
By Jack Burton
Social Security pays disability benefits to an eligible son or daughter from a parent’s record if the child was disabled before the age of 19. If you are not eligible for disability benefits on your own record and at least one of your parents receives Social Security benefits, you could qualify for disability benefits and Medicare as a Disabled Adult Child (DAC). Here is all you need to know about this category of Social Security disability benefits.
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By Steven Crawford
People buy individual disability insurance to protect their income, but most completely miss the boat because they don't understand what the recovery benefit is in the policy they buy. This article will help people to understand how to truly protect their income in the event of a long term disability.
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Separation Agreement and Property Settlement Agreements Involving Military Retirement Benefits
By Marc Rapaport
When drafting separation agreements and/or marital property settlements, it is important to give special attention to the division of military retirement benefits so as to avoid the possibility that a former spouse will be deprived of his or her agreed upon share. This risk arises from the ability of a former service member to make a subsequent election that shifts retirement pay to disability pay. It is essential that the separation agreement or marital property settlement contain language to address and protect against loss from this contingency.
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How to Avoid Mistakes When Filing For Social Security Disability
By Jim Allsup
Filing for Social Security disability benefits is usually a lengthy process. It may take up to two years for a claim to reach the hearing stage, if it reaches this stage at all. In reality, the Social Security Administration (SSA) denies two-thirds of all initial SSDI applications.
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